The USDA Streamlined-Assist refinance, step by step
What Streamlined-Assist is
Assist note
Streamlined-Assist is the lightest USDA refinance. It replaces an existing USDA loan with a new USDA guaranteed loan, focusing on your payment history and a lower payment instead of a new appraisal or a full review of your debts. It is one of three USDA refinance types; the others require more documentation.
Last reviewed against the primary sources listed below.
Three USDA refinance types
| Type | Appraisal | Full debt review |
|---|---|---|
| Non-streamlined | Yes | Yes |
| Streamlined | No | Yes |
| Streamlined-Assist | No | No |
Streamlined-Assist questions
Can I get cash out with Streamlined-Assist?
No. USDA refinances do not provide cash out beyond limited closing-cost items.