The USDA Streamlined-Assist refinance, step by step
Costs and closing
Assist note
A Streamlined-Assist refinance carries closing costs and USDA's upfront guarantee fee and annual fee, which can generally be included in the new loan within USDA's limits. Review the Loan Estimate for every fee and make sure the payment reduction test still passes after costs are included.
Last reviewed against the primary sources listed below.
Before you sign
- Compare Loan Estimates from more than one USDA lender.
- Confirm the upfront and annual fees.
- Check the Closing Disclosure three business days before closing.
Streamlined-Assist questions
Can closing costs be rolled into a USDA refinance?
Generally yes, within USDA limits. Ask the lender how they are financed.