The USDA Streamlined-Assist refinance, step by step
Household income still counts
Assist note
Even on Streamlined-Assist, the household's adjusted annual income must be within USDA's limit for the area. Household income includes adults living in the home, not just borrowers. If income has risen above the limit, the refinance is not available, and a conventional or FHA refinance may be the alternative.
Last reviewed against the primary sources listed below.
Checking it
USDA's income and property eligibility site shows the limit for your county and household size.
Streamlined-Assist questions
Does USDA check income on a streamline refinance?
Yes. Household income must still be within the program limit.